Sunday, June 7, 2009

Under Insured


Have you looked at the bill for your car insurance lately? Every month, I like to rip the bill open with thrilling expectation in the hopes that my insurance company is going to throw in cruise tickets with the premium I pay for my teens. Nope.

Is there any doubt why teen insurance is two and a half times that of your parents? Reckless abandon with a splash of false immortality – that’s how some teens drive.

So here’s a question for you, how many opportunities do you have in a week to crack your windshield, hit a mailbox or worse, get in a car accident? Plenty, right? Then how much more likely is it that you have a “relationship accident?” Think about the opportunity you have every day to make a “wrong turn” when it comes to the opposite sex. What do you think your parent’s should be willing to pay for “dating insurance” to give them the peace of mind that their little darling is not going to be in a relationship wreck this month?

Hey! Maybe I’m onto something! A new business idea; I can sell “dating insurance” to cover all the hazards of teen dating. The list could include everything from failing grades to excessive cell phone bills. It would be comprehensive coverage that insured migraines, dating under the influence, pregnancy, harassment and even time off of school for “repair and restoration.”

The best part? I would throw in a “loaner date” when the one you invested in broke down and isn’t going anywhere.

Thoughts?
mama j